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Digital & Banking 4 min read

Fell for a UPI Scam or Online Fraud? Act in the First Hour

The golden window to actually get your money back is very short — here's what to do immediately.

Call the national cybercrime helpline 1930 immediately, or report at cybercrime.gov.in — this can trigger a freeze on the transaction before the money moves further, which is your best real chance of recovery.

Also report to your bank's fraud helpline right away, and request that they flag the receiving account. Keep screenshots of the transaction, any messages from the scammer, and the UPI transaction ID.

File a formal complaint (this can be done online) — even if the money isn't recovered, the report helps build a pattern that can lead to the account/scammer being blocked for future victims.

IT Act, 2000

Covers cyber fraud and unauthorised electronic transactions

National Cyber Crime Reporting Portal

cybercrime.gov.in — the formal reporting route

Quick Answers

Still wondering about...

Is there really a chance of getting the money back?
It drops fast after the first few hours as the money moves through accounts — reporting within the first hour genuinely gives the best odds.

Adhikar is an independent citizen-awareness platform, not a Government of India website and doesn't take a position on the NEET protests themselves — this is general information about rights every student already has, not legal advice for a specific situation. For that, contact a lawyer or the free legal aid helpline (15100).